In other words, I know how you feel. So let me dive right in to how I first got into this mess and world of debt and credit debauchery. I'm going to break it all down for you when I first got my credit card, and my first experience in college. (Sorry I won't be talking about the crazy parties at FSU.) Let's begin. It all started back in 2000 when I arrived at Florida State University with a car full of clothes, a Dell computer, a blanket, and $500 bucks. I wasn't too prepared, but it didn't really matter - I was in college! I was 19 at the time and fresh into the world. My thoughts of college before I arrived were only those from what my brother had told me (very good!) and from one of the greatest movies of all time - Animal House. To my surprise, FSU was Animal House - my fraternity house was the house. I ended up sleeping at the...